Christians Against Poverty
CAP Money is a straight forward way to manage personal finances and we are looking for interest from people to see whether running a course would be viable. The commitment would be 1 1/2 hours per week for three weeks at the church with dates and times to be advised if we have sufficient numbers. Alternatively, if people prefer, then one on one at home sessions can be organised, as long as there is internet access. If anyone is interested please contact the church office.
Never enough money to pay the bills?
CAP money is an absolutely free way to learn how to take control of your money and lift the burden of debt from your life. CAP (Christians Against Poverty) is Australia’s largest free ‘to your door’ debt management charity. They help hundreds of families each year experience the breath-taking relief of becoming debt free!
What is the CAP Money Course?
The CAP Money Course is a revolutionary, free money management course that teaches people budgeting skills and a simple, cash-based system that really works. This course will help anyone to gain more control over their finances so they can save, give and prevent debt.
Who is the course for?
No matter what your financial situation is, the CAP Money Course can benefit you. The tools that are taught on the CAP Money Course are vital life skills, so whether you are financially well-off or not, self-employed, on benefits or in debt; this course is for you!
As well as the core principles covered in the CAP Money Course, there is also extra material provided to help support:
- Those on a low income
- Those who are self-employed
- Those preparing for retirement
What does the CAP Money Course teach?
1. How to build a budget
This is the cornerstone of managing your money well. Building a budget can be very freeing, allowing you to spot where you’re wasting your money, prioritising what you want to spend and helping you build good financial habits.
2. The CAP Money system
This system is a way to manage your finances by using three accounts to keep track of exactly where your money is going. The CAP Money system helps you to prioritise your expenditure and make sure that your money goes towards the things you have planned for.
3. How to live from week to week using cash
Using cash instead of cards is counter-cultural, but has many advantages. Cash helps you to bring the value back to what you’re spending and means you know exactly where you are with your money at all times.